Farm Budget Calculator
Plan your farm investment. Select a crop or livestock, enter your farm size, and see estimated costs, revenue, and net income.
📊 Select Farming Enterprise
Choose a crop or livestock activity, then enter your farm size to see a budget breakdown.
Step 1: Choose Activity
Step 2: Enter Farm Size
Step 3: Crops per Year (for crops only)
← Select an activity and click Calculate
📋 Quick Reference: Crop Budgets per Hectare
Rice (Irrigated)
Cost: ₱35-45K/ha
Revenue: ₱70-90K/ha
Net: ₱30-50K/ha/crop
Corn (Yellow)
Cost: ₱25-35K/ha
Revenue: ₱64-80K/ha
Net: ₱30-45K/ha/crop
Cacao (Mature)
Cost: ₱30-50K/ha
Revenue: ₱180-270K/ha
Net: ₱100-180K/ha/year
Coffee (Arabica)
Cost: ₱25-40K/ha
Revenue: ₱200-280K/ha
Net: ₱100-180K/ha/year
Tomato
Cost: ₱50-80K/ha
Revenue: ₱120-200K/ha
Net: ₱50-100K/ha/crop
Chili
Cost: ₱30-50K/ha
Revenue: ₱400-600K/ha
Net: ₱200-400K/ha/year
📋 Quick Reference: Livestock Budgets
Cattle Fattening (1 head)
Buy: ₱55K
Feed (90 days): ₱12K
Revenue: ₱69K | Net: ₱2K
Scale to 20+ heads
Goat (3 does)
Buy: ₱20K
Feed (1 year): ₱15K
Revenue: ₱48K | Net: ₱13K
6-8 months to market
Broiler (100 heads)
Chicks: ₱5K
Feed: ₱15K
Revenue: ₱15K | Net: -₱1.5K
Contract growing: +₱20-30/chick
Native Chicken (50 heads)
Chicks: ₱5K
Feed (6 mo): ₱9K
Revenue: ₱36K | Net: ₱22K
Premium ₱180-280/kg
Quail (1000 heads)
Pullets: ₱40K
Feed (1 year): ₱120K
Revenue: ₱192K | Net: ₱32K
ROI: 6-12 months
Duck (500 heads)
Ducklings: ₱10K
Feed (1 year): ₱45K
Revenue: ₱90K | Net: ₱35K
Egg + balut production
🌿 Sustainable Practice Budgets per Hectare
Lower input costs + premium prices + long-term soil health = higher net income
Rice - AWD + SRI
Cost: ₱25-30K/ha
Revenue: ₱85-95K/ha
Net: ₱55-70K/ha/crop
+10-30% yield, -30% water
Rice - Organic
Cost: ₱22-28K/ha
Revenue: ₱100-130K/ha
Net: ₱70-100K/ha/crop
Premium: ₱40-60/kg
Corn - Conservation
Cost: ₱18-22K/ha
Revenue: ₱64-80K/ha
Net: ₱45-60K/ha/crop
Save ₱5-8K land prep
Cacao-Coconut Agroforestry
Cost: ₱28-35K/ha
Revenue: ₱180-220K/ha
Net: ₱150-190K/ha/year
3 income streams
Coffee - Organic Specialty
Cost: ₱16-22K/ha
Revenue: ₱200-300K/ha
Net: ₱180-280K/ha/year
Zero chemical costs
Vegetables - Organic Mixed
Cost: ₱35-45K/ha
Revenue: ₱150-250K/ha
Net: ₱100-200K/ha/crop
Premium: ₱50-100/kg
Mungbean (Cover + Cash)
Cost: ₱11-15K/ha
Revenue: ₱40-55K/ha
Net: ₱25-40K/ha/crop
+ N-fixation for next crop
Coconut - VCO
Cost: ₱20-30K/ha
Revenue: ₱40-55K/ha
Net: ₱15-25K/ha/year
3-5× value vs copra
📊 Conventional vs. Sustainable: 5-Year Net Income (Rice, 1 ha)
| Year | Conventional | Sustainable (AWD+SRI) | Sustainable (Organic) | Cumulative Advantage |
|---|---|---|---|---|
| Year 1 | ₱39,500 | ₱61,000 | ₱72,000 | +₱21,500 to +₱32,500 |
| Year 2 | ₱39,500 | ₱64,000 | ₱78,000 | +₱45,000 to +₱71,000 |
| Year 3 | ₱39,500 | ₱68,000 | ₱85,000 | +₱73,500 to +₱118,500 |
| Year 4 | ₱39,500 | ₱72,000 | ₱92,000 | +₱106,000 to +₱171,000 |
| Year 5 | ₱39,500 | ₱76,000 | ₱100,000 | +₱142,500 to +₱231,500 |
| 5-Year Total | ₱197,500 | ₱341,000 | ₱427,000 | +₱143,500 to +₱229,500 |
Sustainable yields increase each year as soil health improves. Conventional yields remain flat or decline due to soil degradation. Data based on DA-RFO 7 and PhilRice demonstration farms, 2023.
Where to Get Funding
Landbank
2-3% interest for RSBSA members. Loans up to ₱500,000 for crops, ₱1M for livestock. 1-5 year repayment.
Branch: Cebu City | (032) 253-3456
DA-SURE Program
Zero-interest emergency loans up to ₱25,000. 6-month repayment. For calamity-affected farmers. Apply via Landbank or DBP.
RCEF Credit
For registered rice farmers. 0% interest for 3 years. Up to ₱50,000 for inputs, ₱500,000 for machinery. Via cooperating banks.
Cooperative Banks
Lowest interest rates (4-6%). Member lending. Requires cooperative membership. Flexible terms.
🌿 Sustainable Practice Budgets per Hectare
Lower input costs + premium prices + long-term soil health = higher net income
Rice - AWD + SRI
Cost: ₱25-30K/ha
Revenue: ₱85-95K/ha
Net: ₱55-70K/ha/crop
+10-30% yield, -30% water
Rice - Organic
Cost: ₱22-28K/ha
Revenue: ₱100-130K/ha
Net: ₱70-100K/ha/crop
Premium: ₱40-60/kg
Corn - Conservation
Cost: ₱18-22K/ha
Revenue: ₱64-80K/ha
Net: ₱45-60K/ha/crop
Save ₱5-8K land prep
Cacao-Coconut Agroforestry
Cost: ₱28-35K/ha
Revenue: ₱180-220K/ha
Net: ₱150-190K/ha/year
3 income streams
Coffee - Organic Specialty
Cost: ₱16-22K/ha
Revenue: ₱200-300K/ha
Net: ₱180-280K/ha/year
Zero chemical costs
Vegetables - Organic Mixed
Cost: ₱35-45K/ha
Revenue: ₱150-250K/ha
Net: ₱100-200K/ha/crop
Premium: ₱50-100/kg
Mungbean (Cover + Cash)
Cost: ₱11-15K/ha
Revenue: ₱40-55K/ha
Net: ₱25-40K/ha/crop
+ N-fixation for next crop
Coconut - VCO
Cost: ₱20-30K/ha
Revenue: ₱40-55K/ha
Net: ₱15-25K/ha/year
3-5× value vs copra
📊 Conventional vs. Sustainable: 5-Year Net Income (Rice, 1 ha)
| Year | Conventional | Sustainable (AWD+SRI) | Sustainable (Organic) | Cumulative Advantage |
|---|---|---|---|---|
| Year 1 | ₱39,500 | ₱61,000 | ₱72,000 | +₱21,500 to +₱32,500 |
| Year 2 | ₱39,500 | ₱64,000 | ₱78,000 | +₱45,000 to +₱71,000 |
| Year 3 | ₱39,500 | ₱68,000 | ₱85,000 | +₱73,500 to +₱118,500 |
| Year 4 | ₱39,500 | ₱72,000 | ₱92,000 | +₱106,000 to +₱171,000 |
| Year 5 | ₱39,500 | ₱76,000 | ₱100,000 | +₱142,500 to +₱231,500 |
| 5-Year Total | ₱197,500 | ₱341,000 | ₱427,000 | +₱143,500 to +₱229,500 |
Sustainable yields increase each year as soil health improves. Conventional yields remain flat or decline due to soil degradation. Data based on DA-RFO 7 and PhilRice demonstration farms, 2023.